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Find how to get help with paying bills, rent, mortgages, debts and more. Many people need help paying their bills or debts. Or they need free items, such as food, clothes , or other supplies for their household. There are thousands of financial assistance programs that may help struggling families. There is everything from mortgage or debt help to free groceries, grants to help pay rent or utility bills and medical bill assistance or free healthcare as well. Find information on charities, churches, government assistance programs, organizations like the Salvation Army or Catholic Charities , and other resources that will provide you help. The charities as well as non-profit organizations may offer long term or emergency assistance for paying bills, pass out free stuff, or provide counseling type services among other programs. Agencies, including Saint Vincent de Paul , will also show you how to save money as well as provide some tips and methods to pay the bills when money is tight. Find information on programs that offer a number of ways to get help with paying bills. Assistance is available for everything from debts to energy bills, free food, housing, property tax help , and much more. Non-profits also offer help for paying car loans and transportation programs. The resources available that may help with these payments include: Local financial assistance programs and social services Many states, counties, cities, and towns offer support to struggling as well as low income households and administer financial help. The resources are listed below. Find information on federal, state, and local government assistance programs . Cash assistance can be provided from the government as a form of public assistance . Community action agencies can help the low income as well as unemployed overcome poverty or even find a higher paying job. Programs can provide help for senior citizens, including food, free medications, and housing. More details on help for senior citizens . Short term help may be offered to families living in poverty as part of church assistance programs . There are numerous charity organizations that can provide emergency assistance for paying bills, rent, food, and that offer support for other basic needs. Also find additional sources of free government grants and low income assistance programs. Select your state below to find a comprehensive listing of all emergency as well as long term financial assistance programs available. Based on various conditions, households can receive rental assistance, food, free medical care, daycare vouchers, medical care and energy bill assistance among other resources. Alabama Arizona Arkansas California Colorado Connecticut Delaware Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina Tennessee Texas Utah Vermont Virginia Washington Washington DC West Virginia Wisconsin Housing assistance - Rent, mortgage, and utility bills Many government programs, community action agencies, charities, churches, and local non-profit organizations provide short term rent or mortgage help. There are places for free hotel vouchers , utility bill assistance and/or low income housing. The support provided to tenants or homeowners also involves stabilization services to help the family keep their current home or apartment. This includes transitional housing . Tenants often need help too. Funds can pay back rent, security deposits, and help tenants avoid an eviction. Learn more on rental assistance . But sometimes the tenant is faced with an unexpected crisis and need assistance within days. This is when emergency rental assistance can assist them. There are also federal government programs in all states for housing stability. As an example, find section 8 applications . Find an extensive listing of government, non-profit, charity and local utility electric bill assistance programs. Priority is often given to a household with a child, disabled member, or elderly resident. Options to save money on energy bills or to prevent a disconnection can include weatherization, cash grants, and various low income assistance programs. This will help them reduce the amount they need to pay on their monthly bills There are several government programs as well as resources offered directly by utility companies or charities that can help individuals pay their utility costs. There may be payment plans or money for heating or other energy bills. Read more on energy assistance programs that are administered by your local utility company. Many states and banks direct homeowners to government mortgage assistance programs . Or they offer other housing resources. There is foreclosure mediation, free home repairs , provide grants to help homeowners with paying their mortgages or other costs. All of the financial help or free mediation services will help prevent or stop the foreclosure process on a home. Or they help low income families purchase a house. There are many ways to get mortgage help or loans for closing costs or down-payments. Free food An estimated 15% of the population is considered to be “food insecure”. Luckily there are many places to turn to for free groceries or hot meals. There are food pantries, programs for lower income senior citizens such as Meals on Wheels, SNAP and government aid, and charities that focus on helping children. Find a detailed listing of food pantries as well as government assistance. Most towns, cities, and even rural parts of the country have free food pantries as well. They can be at local churches or charity organizations. There are thousands across the country, and find a food pantry near you . Free medical and dental care assistance There are some assistance programs for low income families, the uninsured as well as those living in or near poverty levels. They include Medicaid or free clinics that offer health care . Many families lack comprehensive dental coverage as well. They too can get assistance from free dental clinics . There are other programs that can help reduce, or even provide free medical or dental care. Resources range from discount cards to charity care, prescription drug assistance , payments plans and much more. Each program is different. They can cover a portion of health insurance premiums. Low income families can also get help with vision needs, including glasses of free free eye exams . Patients can also use third parties, such as medical billing advocates or enroll into payment plans, to help ensure they are receiving the most competitive price on their care. Many other options are available as well, and find affordable or free medical care . Disability benefits Millions of individuals go onto either short or long term disability . The amount of cash assistance available from SSI, an employer, or a state government is often very minimal. Whether the disability is physical or mental, there are a number of programs that provide loans as well as grants. The disabled can also get low cost medications, free transportation for a disability , assistance paying for utility or medical bills, food, and housing. These additional resources will be in addition to any SSI benefits. If the situation is dire enough, there can also be funeral or cremation assistance provided to the very low income or indigent. Charities often provide that support. In addition, many state and federal government and non-profits offer disability help as well as referrals. Debt assistance for loans, credit cards, and unpaid bills Since many people like paycheck to paycheck, they all too often go into debt just to keep up with paying their bills or they struggle to pay everything from car loans to credit cards. There are various assistance programs available, from banks, lenders, and free non-profit ...